Our Partners

American Amicable

American Amicable

  • Rated A by A.M. Best
  • Issue Ages 0-85
  • Immediate underwriting decision at point of sale
  • Advance Commissions paid Daily
  • Draft of Social Security deposit dates
  • Same day daily pay
  • Annual Incentive Trip

Transamerica

Transamerica

  • Rated A+ by A.M. Best
  • Issue Ages: 0-85
  • Level Preferred, Level Standard & Modified plans approved in most states
  • 10 Pay Option Available

Product Information

  • No height and weight restrictions for ages 45-85
  • No Point-of-Sale Telephone Interview
  • Draft on all Social Security Deposit Dates
  • Direct Express Debit MasterCard Accepted
  • Same Great Commission for All ages 0–85
  • Guaranteed Issued Children/Grandchildren Rider
  • $1,000 Minimum Face Amount for All Ages & Plans
  • Annual Incentive Trip

Americo

Americo

Eagle Premier Series

  • Telesales or Face to Face with e-app
  • Application can be signed three different ways – voice, email, tablet or laptop
  • Smokeless tobacco, pipe and cigar smokers qualify for non-smoker rates
  • 8% bonus on qualifying life production
  • Draft on Social Security deposit dates
  • Accelerated Benefit Payment Rider automatically included
  • Optional Accidental Death Benefit and Children’s Term Riders available
  • Face amounts from $2,000 to $30,000

Mutual of Omaha

Mutual of Omaha

  • Rated A by A.M. Best.
  • Issue Ages: 45 -85
  • Optional Telephone Interview
  • Level & Graded Plans Available

Product Information

  • Low Competitive Rates
  • Optional iGo e-App
  • Accelerated Death Benefit for Terminal Illness & Nursing Home Confinement Rider included at no cost
  • E & O Not required
  • Advances paid on Issue
  • Annual Incentive Trip

Foresters Financial

Foresters Financial

  • Rated A by A.M. Best.
  • Issue Ages: 50-85
  • Immediate underwriting decision at the point of sale
  • Level, Graded & Modified approved in all states
  • Telesales with Voice Signature

Product Information

  • Advanced Commissions Paid Daily
  • Initial draft up to 45 days in the future
  • Draft on Social Security deposit dates
  • If Amendment required, Voice Signature available
  • Immediate email notification for submitted, pending, canceled or lapsed business
  • Choice of daily interest free advancing on issue or draft date
  • Face to Face or Telesales
  • Annual Incentive Trips

Assurant

Assurant

  • American Memorial Life rated A- by A.M. Best
  • Issue Ages: 0-85 (Level) 40-80 (Modified)
  • Same great commission for both Level & Modified
  • Underwriting is impairment driven; not medication driven
  • Face to Face or Telesales with Voice Signature
  • Immediate underwriting decision at the point of sale

Product Information

  • Daily advances paid on issue
  • Commissionable Policy Fee
  • Drill Down on dual use drugs during phone interview
  • Underwriting friendly for Insulin, Cancer, Heart, Stroke & Circulatory
  • Client can request non-nicotine rates after 12 months nicotine free
  • Same Liberal Underwriting for all ages 0-85
  • Free Child/Grandchild Benefit
  • Direct Monthly Bill Available
  • Annual Incentive Trip

United Home Life

United Home Life

  • Rated A by A.M. Best.
  • Issue Ages: 20-80
  • Level Preferred, Level Standard, Modified and Guaranteed Issue plans available
  • Excellent Renewal Commissions

Product Information

  • Optional Point of sale interview
  • Face to Face Solicitation Not Required
  • eApp available for Face to Face or Telesales
  • Direct Monthly Bill Available
  • Advances paid on Issue
  • No E&O Required
  • Face Amounts up to 100k through age 60; 50k ages 61-80
  • Annual Incentive Trip

Great Western

Great Western Insurance Company

  • Rated A- by A.M. Best.
  • Issue Ages: 40 -80
  • Level & Guaranteed Issue plans available
  • Telesales with Voice Signature

Product Information

  • Immediate 125% Increased Death Benefit included with Level Plan
    (Ex.; Calculate 10k face amount; Company issues 12.5k ultimate death benefit)
  • No Height/Weight Restrictions
  • No Telephone Interview; No MIB
  • Optional Child/Grandchild rider for $1 per month
  • Credit/Debit Cards including Social Security Direct Express
  • Accelerated Death Benefit Rider available at no additional charge

AIG

AIG